Author - Bonnie Conrad

Useful Tips, Articles on Personal Finance

5 Benefits of an Instant Cash Loan

Instant cash loans, also commonly recognized as payday loans, cash advances, and fast cash loans, are a type of financial service that provides competitively fast cash deposits to a borrower’s bank account within hours to days of application. The most lucrative quality of any instant cash loan is its speed of processing, allowing borrowers to[…]

How Small Business Can Benefit From Personal Loans

Both secure and unsecured personal loans have increased in popularity over the years. However, this loan type has mostly been used for covering abrupt expenses, home renovation projects, or clearing significant credit card debts. But can personal loans be essentially beneficial for a small business? In this guide, you’ll learn more about the benefits of[…]

What Can I Do With a Finance Degree?

If you want to make a career in finance, there are uncountable options that increase for you, only if you gain more education and experience on the job. Because finance is one of the top subjects which gives you both high earning potential and great graduate job options. If you really want to study finance,[…]

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APR Disclosure: An APR (annual percentage rate) refers to the specific rate at which loans accrue interest and is generally based on the cost, amount, and loan period, as well as the prescribed payment timing and dollar amounts. Any lender that offers loans to consumers must by law show a borrower the exact APR charged for the loan and all loan terms prior to the execution of any loan agreement. Certain states may have specific laws that limit the APR that lenders may charge any borrowers. The actual cash advance loan APR ranges from 200 percent to 1386 percent, whereas the APR for installment loans ranges from 6.63 percent to 225 percent. However, loans made in those states with no laws regarding APR limits for loans and any loans made by lenders that are not currently subject to state laws in these regards could carry even higher APRs. PLEASE NOTE: All APR rates on cash advance loans may be subject to change at any time.

 

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