Author - Bertha Chambers

Useful Tips, Articles on Personal Finance

A Guaranteed Payday Loan Is Useful for Emergency Cash

Nearly 12 million Americans access payday loans yearly to help them access emergency cash. As the economy becomes more volatile, guaranteed payday loans are becoming increasingly popular due to guaranteed approval and easy access to emergency cash. Borrowers use the funds for a variety of needs, from unexpected medical expenses to the need for emergency[…]

Are You Prepared For Higher Interest Rates?

We’ve been spoiled by years of bargain-basement interest rates since the financial crisis of 2009. But, even after the climb to a modest peak of 2%, the onset of the pandemic triggered the U.S. Federal Reserve (Fed) to maintain rates at or near zero. The primary reason was to stimulate an economy that came to[…]

8 Tips to Deal with a Shortage of Cash

We all look forward to payday. It’s that time of the month when you can breathe a little easier because your bank balance is back in the black. How long that lasts will depend on several factors. Day-to-day living expenses, monthly debt payments, and simply living in the moment can all put a significant drain[…]

5 Personal Finance Tips That Can Change Your Life

Everyone wants to have a healthier bank balance, but sometimes saving money is easier said than done. From monthly costs to piling expenses, many things can sidetrack your financial goals. However, sometimes all it takes is a few simple changes to change your entire financial outlook. From investing your money properly to learning how to[…]

3 Ways New Tech in Loan Industry Will Benefit Customers

Technology has revolutionized the loan industry completely. About three decades ago, the process of getting loans from financial institutions was long and cumbersome. There were so many barriers that made it difficult for an average American to access a loan. Getting a loan from financial institutions was a privilege enjoyed by those in formal employment.[…]

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