Author - Samuel Leonard

Useful Tips, Articles on Personal Finance

Is It Easy to Get an Instant Cash Advance?

If you need cash immediately, an instant cash advance can help you meet your needs. The amount you can borrow varies depending on the company and how many direct deposits you have made into your account. To qualify, you must have an active checking account. What is a Cash Advance? An instant cash advance is[…]

Unusual Loans That Don’t Require a Credit Check

Loans have become a defining part of life, whether student loans, personal loans, or business loans. When applying for a loan, the first item lenders check is your credit history to determine creditworthiness. The more favorable your scorecard is the higher chances of application approval with a lower interest rate. But what happens when you[…]

Fast Cash Loans – What Are They and Why You May Need Them?

According to a study, only about 40% of the American populace save enough to cover unexpected expenses totaling $1000. But let’s rephrase that statement to a form that is even more telling. It means a staggering 6 in 10 of us would have to scramble for money to replace a home appliance or visit the[…]

Cash Flow Management Mistakes that Can Kill Your Business

Proper cash flow management is a crucial factor to consider for every business out there. If you are not paying close attention to the money coming in and going out in your business, you are bound to fail in the long run. When it comes to managing cash flow in a business, people make plenty[…]

A Comprehensive Guide On What Is Frugal Living

Frugal living refers to the simple act to live with all the means you have. It essentially involves spending your money wisely and smartly. It primarily includes making certain choices to save money for your future. Whether you want to pay off your debts soon or living your dream life, leading a frugal living can[…]

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APR Disclosure: An APR (annual percentage rate) refers to the specific rate at which loans accrue interest and is generally based on the cost, amount, and loan period, as well as the prescribed payment timing and dollar amounts. Any lender that offers loans to consumers must, by law, show a borrower the exact APR charged for the loan and all loan terms before the execution of any loan agreement. Certain states may have specific laws that limit the APR that lenders may charge any borrowers. The actual cash advance loan APR ranges from 200 percent to 1386 percent, whereas the APR for installment loans ranges from 6.63 percent to 225 percent. However, loans made in those states with no laws regarding APR limits could carry even higher APRs. PLEASE NOTE: All APR rates on cash advance loans may be subject to change at any time.


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Credit Implications: Lenders connected via Slick Cash Loan ( can review a borrower's credit history when making the lending decision. This process can involve contacting an applicant's credit bureau to determine their credit aptitude, worthiness, and standing.


Loan Approval: Slick Cash Loan company doesn't guarantee any loan approval. This website is just a platform for linking borrowers and lenders. Therefore, the decision to approve or not to approve the loan depends on the lender.


Borrowers Beware: Short-term lending is intended to address financial needs quickly; hence, it can only be used as a short-term solution. Short-term loans come with costs that may worsen a borrower's financial situation. Applicants are advised to consult with a financial expert about the risks involved in taking a short-term loan and the best alternatives.


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