Author - Sarah Taylor

Useful Tips, Articles on Personal Finance

How Can I Get An Emergency Cash Advance?

There are several ways to access emergency cash advances without using a credit card. One way is to use an overdraft protection program with your bank. This service requires a fee but does not involve interest charges. Instead, the bank will cover the shortfall with funds from your linked savings account or a pre-approved line[…]

Payday Loans: Does It Affect Your Credit Score?

Ever had a financial situation and needed money urgently? Well, I am sure you must have thought about a payday loan. But, many people ask themselves, will payday loans affect their credit score? I understand that building up your credit score takes time, and you want to protect it. However, a payday loan cannot affect[…]

Why Bad Credit Loans Can Be the Ideal Solution in Emergencies

Many people who are stuck in the middle of an emergency don’t know where to turn. Emergency medical bills, home or car repairs, temporary unemployment, and unexpected schooling costs can overturn the most well-planned budget. As a result, many individuals resort to bad credit loans in times of crisis. The problem here is that most[…]

The Risks of Withdrawing Too Much Cash During a Crisis

In times of uncertainty caused by natural disasters, people wonder how safe their money is in a bank. Weather-related events like earthquakes, hurricanes, and snowstorms can block roads and cause power outages, driving a temporary need for extra pocket money. During a public health emergency, however, needs are different. In fact, taking too much cash[…]

How Does Insurance Work? Things You Should Know

The term insurance is used to refer to a form of financial loss protection. It can be described as a risk management measure for uncertain losses, which helps an individual or assets to hedge against the dangers. A body that offers insurance is known as an insurance carrier, insurer, underwriter or insurance company. On the[…]

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