Common Questions About Using Our Website
Frequently Asked Questions
We understand that you might have some questions and want to provide you with the information you need to ensure that we meet your needs.
What is your website? How can i apply for a loan on this website?
We're a completely free website where you can submit a loan application online and receive a quick approval decision. We charge you nothing. And because we are online, you will never have to leave your house to apply or go through a long waiting process to see the status of your loan application.
How do i submit my application to your website?
You simply complete our easy-to-use, short loan application online. After completing the loan application, click the “submit” button to send it to us. Then, we'll evaluate your loan request and respond to you as quickly as possible.
What are the requirements to use your website?
The requirements to use our website are simple. You may qualify to submit a loan application if you meet these basic qualifications:
- You are a legal resident of the United States.
- You are at least 18 years of age.
- You have a regular income.
For more information about the qualifications and other loan requirements, please review our Terms of Use.
Will my credit score be used against me?
Regardless of your credit score, you can still submit a loan application to us. While generally, having good credit will give you better opportunities to qualify for a loan, submitting a loan application is not dependent on your credit score.
If i don't like the offer made to me, what can i do?
You can say no. If the terms of the loan offer made to you do not fit your needs, then you are under no obligation to accept the offer. There are no fees or penalties associated with declining a loan offer.
Are my personal and financial details safe with you?
Your personal and financial information is very important to us. As such, we utilize several safety measures to protect your information. For additional information regarding how we protect your personal information, please review our Privacy Policy.