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Online Payday Loans
Get help with unexpected expenses by using Slick Cash Loan for a fast, easy cash advance on your next paycheck. Simple and straightforward, these payday loans help you meet your financial needs now, even if you don't get paid until later. Once you get your paycheck, you pay back your loan plus a small finance charge.
Here are the essentials you need to know about cash advance:
Unsecured Short-Term Loans
Payday loans are unsecured loans that usually get repaid in 30 days or less. You don't get a payday loan to finance a car or other major purchase, but these financial instruments prove convenient if you have short-term medical, school or holiday expenses your must pay right away.
What is the process to get a loan?
To get a payday loan, you must first apply online with a reputable lender such as Slick Cash Loan. The fast approval process usually lets you know if you're approved within minutes, and once approved, loans typically fund by the next business day. At that point, the money appears in your account, allowing you to pay bills, make car repairs or do some holiday shopping.
Instant Approval Payday Loans
Payday loans with instant approval can save the day when you're low on money and face an unexpected expense. If payday is days or weeks away and you have medical, holiday or school expenses to meet, getting a payday loan might be the simplest solution. But it doesn't do much good if you have to wait days to get your cash.
For a payday loan to be useful, it needs to offer nearly instant funding. That way, you can meet your obligation and get on with your life without too much stress.
The professionals at Slick Cash Loan are experts at fast approvals and even quicker funding. They can get you approved right away so you can have the money in your account fast.
Are Slick Cash Loan instant?
While the term "instant loans" is a bit of a misnomer, Slick Cash Loan can get you money fast.
No payday lender can fund your loan instantly, meaning seconds or minutes after you submit your application. But Slick Cash Loan, through its network of partner lenders, can often approve your loan in minutes. That way, the stress of wondering if you can pay your bills is off your shoulders.
As for when you get your money, Slick Cash Loan provides next-day funding. If you apply for a loan today, you can get approved right away and have your money as soon as tomorrow, depending on your bank.
How does the approval process work?
With Slick Cash Loan, the approval process is simple and straightforward. You don't need pages of financial documents or hours to fill out a lengthy application.
The payday loan application is three quick pages. The first page asks for basic contact information. You'll provide your full name, your current residence, your date of birth and your desired loan amount.
The second page requests your contact and employment information. Simply fill in your employer's details and the best way to communicate with you.
On the last page, you'll enter your bank account deposit information. This way, the lender knows where to put the money once you're approved.
How much can I borrow?
The loan amount you can borrow varies based on a few factors. Certain states, for example, put constrains on the amount you can acquire with a payday advance. Individual lenders also usually have maximum loan amounts. Your income also helps determine what you can borrow. Generally speaking, payday loan amounts range from $100 to $1,000.
Do I need any additional documentation?
Slick Cash Loan works with a list of partner lenders to ensure your best chance of approval. Each lender has different requirements, but in nearly all cases, the only things you'll need for application are a valid photo ID, a job and an active bank account.
If the lender requires an additional piece of information, such as a recent pay stub, you can submit it online. This way, the lender gets it fast, and your approval process isn't slowed down.
What about on weekends?
Slick Cash Loan understands that financial emergencies don't always arise Monday through Friday between 9 a.m. and 5 p.m. Even if you apply on the weekend, you can get approved online quickly and, in many cases, receive your money by Monday.
To ensure the fastest possible funding, submit your application in full as soon as the need arises.
What happens when my loan is due?
When you take out a loan, it has a due date that corresponds with your next payday. A small one-time finance charge that's fixed and straightforward gets added to your payday loan amount when you repay the balance. Unlike credit cards, online cash advance don't require minimal monthly payments or accrue compounded interest.
Benefits of Instant Payday Loans
Payday loans offer several benefits over other short-term financing options such as title loans, pawn shops and credit cards, including:
Fast and Easy Approval Process
Not only does the payday loan approval process take just minutes, you also don't have to leave your home. As long as you have an internet connection, you can receive payday loans online.
With a title loan, you have to get your vehicle inspected so the lender can estimate its value. Borrowing from a pawn shop requires going to its physical location. Though you can apply for a credit card online, it doesn't arrive in the mail for several days. Cash advances offer the fastest funding with the least effort of any short-term borrowing method.
No Risking Personal Assets
Both title lenders and pawn shops require you to pledge something you own as collateral for the loan. In a worst-case scenario where you can't repay the loan, the lender can assume ownership of your personal property. In the case of a title loan, the collateral is your mode of transportation, which can prevent you from getting to work should you default.
Payday loans are unsecured loans, which means you don't have to secure them with personal assets. This makes such cash advances a low-risk way to borrow money when you're in a bind.
Tightly Regulated Industry
The government monitors payday lenders closely, which means companies that fail to meet stringent requirements can't do business. This oversight protects you from unscrupulous lenders. Slick Cash Loan and its partner lenders are licensed by the government and follow all regulations for added assurance and peace of mind.
Additional Slick Cash Loan Benefits
Slick Cash Loan offers fast approvals and next-day funding. Here are some additional benefits to choosing us for your payday loan needs.
All Credit Considered
Lending standards have tightened in the wake of the financial crisis. Imperfect credit used to be a minor roadblock to getting a loan. Now it can make the process seemingly impossible.
Slick Cash Loan and its partner lenders consider more than your credit history. Even if you've made some mistakes in the past, you can often receive a fast approval and get money in your account quickly when you need it.
With cash advances, you don't have to worry about compounded interest or revolving balances. The terms are simple. You have a fixed loan amount and a due date. As long as you pay the loan back by its due date, you only pay back the amount you borrowed plus a small, fixed finance charge.
No Risk to Personal Assets
Slick Cash Loan doesn't require you to pledge any of your personal assets as security. They don't need your car title or any other collateral to give you a loan. This means none of your belongings are at risk when you get a payday loan.
What is the next step?
You can get approved for online payday loans from Slick Cash Loan in a few simple steps. First, access the application on our website. It's only three pages long and takes just minutes to complete.
The first page asks for basic personal information, and on the second page, you list your employment details. The last page requests your bank account deposit information so the lender knows where to put the money after approval.
If you need money now and can't wait until payday, don't delay. Apply with Slick Cash Loan today, and get your money as soon as tomorrow.