About SlickCashLoan

Who We Are

SlickCashLoan is a loan connection platform located in Glendale, CA. From 2017 through today, we have submitted hundreds of thousands of loan requests and connected 47 state borrowers with our 100+ vetted lender network. If you are experiencing an unplanned expense, need a bridge between paychecks, or have to fix an urgent repair, we can provide you with lending solutions that fit your specific needs.

We created SlickCashLoan because there should be no reason for you to fill out applications on a dozen websites to obtain a loan. Borrowers can submit one 5-minute application and access multiple lenders in our network, and then review them without submitting duplicate information over and over again.

What We Do

Our platform connects borrowers with lenders offering loans from $100 to $5000. Upon receiving a form submission, our algorithms will match your loan request with lenders that best meet your loan profile. The vast majority of borrowers will receive at least one offer, and most loans funded will be deposited directly into the borrower's account within 1-2 business days.

We do not simply connect and leave. Our staff continually monitors lender practices and compliance with laws, reviews feedback received from borrowers, and investigates complaints within 48 hours to a week. Additionally, we maintain a Learning Center with more than 50 guides related to borrowing responsibly, loan terms, and improving your financial condition.

Our Lender Standards

Not all lenders qualify for our network; we reject approximately one-third of the lenders that apply. We assess lenders against four criteria: (a) licensing status, (b) compliance with federal and/or state regulations, (c) transparency regarding loan terms, and (d) historical performance regarding borrowers. Since 2017, we have eliminated lenders due to various reasons, including failure to disclose fees, high complaint rates, and/or improper collection practices.

Lenders included in our network lend to borrowers with a wide variety of credit levels — ranging from credit scores as low as 350 up to 700 and beyond. Many lenders consider both credit score and income/ability to repay when making lending decisions; therefore, many options may be available to borrowers even if they have been denied by a traditional bank. Typically, lenders require applicants to demonstrate a minimum of $1,000 per month in gross income, but this requirement varies among lenders.

What We Have Learned About Successful Applicants

Through the processing of hundreds of thousands of requests, we have identified several key elements that are critical to a successful applicant:

• Having a steady income and being able to show recent proof of pay typically weighs more heavily in lending decisions than credit scores.
• Stable employment history or consistent work history provides a much stronger indication of lessened risk to lenders.
• Low levels of debt compared to income typically make the qualification process simpler.
• Verifying identity, address, and having an active bank account greatly increases the speed of the loan process.
• Consistent direct deposits into a checking account are a very positive indicator of a borrower's likelihood of repaying a short-term product.

A common mistake that we see made by applicants is under-reporting their income by failing to report overtime, bonuses, or second jobs. This can lead to lower offers or unnecessary rejections.

Security

Borrower's personal and confidential information is protected using 256-bit encryption -- the same level of protection used by large banks. Over eight years of operation, we have achieved a spotless record for protecting borrowers' information with no data breaches. We never sell a borrower's social security number or banking information to third-party marketing companies. Please refer to our Privacy Policy for additional information.

Our Team

Erwin Vico — Founder & CEO

Erwin Vico created SlickCashLoan back in 2017. He wanted to create a way that common, average individuals could easily get loans without all the hassle. Erwin has a degree in finance from the Wharton School at the University of Pennsylvania and previously worked within the financial industry, as well as had the opportunity to see firsthand how those who were unable to demonstrate an adequate credit history or non-traditional income would often have difficulty obtaining a good loan option.

Presently, Erwin is responsible for overseeing the day-to-day operation of SlickCashLoan, their relationships with lenders, and their long-term vision for SlickCashLoan. In addition to his work at SlickCashLoan, Erwin has provided guidance on personal finances via Yahoo Finance, and specifically has covered topics such as salary negotiation and retirement withdrawal.

Connect with Erwin on LinkedIn · Email: erwin@slickcashloan.com

Mark Jorel Snow — Financial Content Manager

Mark Snow Jorel, author of over 50 articles on personal finance for the Learning Center at SlickCashLoan.com, is the company's chief of financial education and has spent over a decade working in the personal finance space. Mark has had his content referenced by various industry publications, such as PR Newswire, as they reported on recent trends in lending.

A key component of Mark's focus is that he wants to make complicated financial information easily understandable for a general audience. He provides explanations on a variety of topics, including but not limited to how a soft inquiry vs. a hard pull differs from one another; how to break down debt-to-income ratios; and which loan option would be best suited to meet an individual's needs.

Email: marksnow@slickcashloan.com

Contact Us

If you have any questions, we would like to hear from you!

Phone: 888-200-7445
Email: contact@slickcashloan.com
Address: 1125 E Broadway, Glendale, CA 91205

Note: Our services are not available in all 50 U.S. states. Specifically, our loan services are not available to residents of New York, Vermont, and West Virginia.