Rates and Fees by State


Select Your State:


Alabama Payday State Loan Terms

Maximum Loan Amount

$500



Loan Term

10-31 days



Maximum Finance Rate and Fees

17.50%



Finance Charge for 14-day $100 loan

$17.50



APR for 14-day $100 loan

456.25%



Alaska State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

Min: 14 days



Maximum Finance Rate and Fees

$5 + the lesser of $15 per $100 or 15%



Finance Charge for 14-day $100 loan

$20



APR for 14-day $100 loan

520%



Arizona State Payday Loan Terms

Payday loans are not allowed in Arizona. Please choose a different state.



Arkansas State Payday Loan Terms

Payday loans are not allowed in Arkansas. Please choose a different state.



California State Payday Loan Terms

Maximum Loan Amount

$255 if maximum fee charged ($300 maximum check)



Max Loan Term

31 days



Maximum Finance Rate and Fees

15%



Finance Charge for 14-day $100 loan

$17.65



APR for 14-day $100 loan

459%



Colorado State Payday Loan Terms

Payday loans are not allowed in Colorado. Please choose a different state.



Connecticut State Payday Loan Terms

Payday loans are not allowed in Connecticut. Please choose a different state.



Delaware State Payday Loan Terms

Maximum Loan Amount

$1000



Loan Term

Less than 60 days



Maximum Finance Rate and Fees

Not Specified



Finance Charge for 14-day $100 loan

No Limit



APR for 14-day $100 loan

No Limit



D.C. State Payday Loan Terms

Payday loans are not allowed in D.C. Please choose a different state.



Florida State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

7-31 days



Maximum Finance Rate and Fees

10% of check + verification fee not to exceed $5



Finance Charge for 14-day $100 loan

$16.11



APR for 14-day $100 loan

419%



Georgia State Payday Loan Terms

Payday loans are not allowed in Georgia. Please choose a different state.



Hawaii State Payday Loan Terms

Maximum Loan Amount

$600



Max Loan Term

32 days



Maximum Finance Rate and Fees

15%



Finance Charge for 14-day $100 loan

$17.65



APR for 14-day $100 loan

459%



Idaho State Payday Loan Terms

Maximum Loan Amount

$1000



Loan Term

Not Specified



Maximum Finance Rate and Fees

Not Specified



Finance Charge for 14-day $100 loan

-



APR for 14-day $100 loan

No Limit



Illinois State Payday Loan Terms

Maximum Loan Amount

$1000



Loan Term

13-45 Days



Maximum Finance Rate and Fees

$15.50 per $100



Finance Charge for 14-day $100 loan

$15.50



APR for 14-day $100 loan

403%



Indiana State Payday Loan Terms

Maximum Loan Amount

$605



Min Loan Term

14 days



Maximum Finance Rate and Fees

15%: $0-$250; 13%: $251-$400; 10%: $401-$500



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

390%



Iowa State Payday Loan Terms

Maximum Loan Amount

$500



Max Loan Term

31 days



Maximum Finance Rate and Fees

$15: $0-$100 on face amount of check; $10 per $100 thereafter



Finance Charge for 14-day $100 loan

$16.67



APR for 14-day $100 loan

433%



Kansas State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

7-30 days



Maximum Finance Rate and Fees

15% of loan



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

390%



Kentucky State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

14-60 days



Maximum Finance Rate and Fees

$15 per $100



Finance Charge for 14-day $100 loan

$17.65



APR for 14-day $100 loan

459%



Louisiana State Payday Loan Terms

Maximum Loan Amount

$350



Loan Term

60 days or less



Maximum Finance Rate and Fees

16.75%



Finance Charge for 14-day $100 loan

$30



APR for 14-day $100 loan

780%



Maine State Payday Loan Terms

Maximum Loan Amount

$2,000



Loan Term

-



Maximum Finance Rate and Fees

30%



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

391.07%



Maryland State Payday Loan Terms

Payday loans are not allowed in Maryland. Please choose a different state.



Massachusetts State Payday Loan Terms

Payday loans are not allowed in Massachusetts. Please choose a different state.



Michigan State Payday Loan Terms

Maximum Loan Amount

$600



Max Loan Term

31 days



Maximum Finance Rate and Fees

15% of first $100, 14% of second $100, 13% of third $100, 12% of fourth $100, 11% of fifth $100, 11% of sixth $100



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

390%



Minnesota State Payday Loan Terms

Maximum Loan Amount

$350



Max Loan Term

30 days



Maximum Finance Rate and Fees

$5.50: $0-$50; 10%+$5: $51-$100; 7% (min. $10) + $5: $101-$250; 6% (min. $17.50) + $5: $251-$350 (After default: 2.75% per month)



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

390%



Mississippi State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

Under $250: maximum of 30 days; $250-$500: 28-30 days



Maximum Finance Rate and Fees

Under $250: $20 per $100 advanced; $250-500: $21.95 per $100 advanced



Finance Charge for 14-day $100 loan

$20



APR for 14-day $100 loan

520%



Missouri State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

14-31 days



Maximum Finance Rate and Fees

Not Specified



Finance Charge for 14-day $100 loan

$75



APR for 14-day $100 loan

1950%



Montana State Payday Loan Terms

Maximum Loan Amount

$300, up to 25% of monthly net income of borrower



Max Loan Term

31 days



Maximum Finance Rate and Fees

36% APR



Finance Charge for 14-day $100 loan

$1.39



APR for 14-day $100 loan

Not Specified



Nebraska State Payday Loan Terms

Maximum Loan Amount

$500



Max Loan Term

34 days



Maximum Finance Rate and Fees

$15 per $100 or pro rata for any part thereof on amount of check



Finance Charge for 14-day $100 loan

$17.65



APR for 14-day $100 loan

459%



Nevada State Payday Loan Terms

Maximum Loan Amount

25% of expected gross monthly income



Loan Term

35 days



Maximum Finance Rate and Fees

Not Specified



Finance Charge for 14-day $100 loan

No Limit



APR for 14-day $100 loan

No Limit



New Hampshire State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

7-30 days



Maximum Finance Rate and Fees

36% annual interest



Finance Charge for 14-day $100 loan

$1.38



APR for 14-day $100 loan

36%



New Jersey State Payday Loan Terms

Payday loans are not allowed in New Jersey. Please choose a different state.



New Mexico State Payday Loan Terms

Maximum Loan Amount

$5000



Loan Term

120 Days, and loans must have 4 substantially equal payments



Maximum Finance Rate and Fees

175% APR



Finance Charge for 14-day $100 loan

N/A



APR for 14-day $100 loan

N/A



New York State Payday Loan Terms

Payday loans are not allowed in New York. Please choose a different state.



North Carolina State Payday Loan Terms

Payday loans are not allowed in North Carolina. Please choose a different state.



North Dakota State Payday Loan Terms

Maximum Loan Amount

$500



Max Loan Term

60 days



Maximum Finance Rate and Fees

20%



Finance Charge for 14-day $100 loan

$20



APR for 14-day $100 loan

520%



Ohio State Payday Loan Terms

Maximum Loan Amount

$1000



Loan Term

91 days to 1 year. If the monthly payment is less than 6% of gross monthly income or 7% of net monthly income, the loan may be for less than 91 days.



Maximum Finance Rate and Fees

28% APR and the lesser of 10% of the loan maintenance fee or a $30 maintenance fee.



Finance Charge for 14-day $100 loan

N/A



APR for 14-day $100 loan

N/A



Oklahoma State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

12-45 days



Maximum Finance Rate and Fees

$15 per $100: $0-$300; an additional fee of $10 per $100: $301-$500



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

390%



Oregon State Payday Loan Terms

Maximum Loan Amount

$50,000 (Loan limit up to 25%of borrower’s net monthly income if earns $60,000 per year or less.)



Loan Term

31 to 60 days



Maximum Finance Rate and Fees

36% APR interest, one-time $10 per $100 of loan origination fee, up to $30



Finance Charge for 14-day $100 loan

$13 for 31 day loan



APR for 14-day $100 loan

154% APR for 31 day loan



Pennsylvania State Payday Loan Terms

Payday loans are not allowed in Pennsylvania. Please choose a different state.



Rhode Island State Payday Loan Terms

Maximum Loan Amount

$500



Min Loan Term

13 days



Maximum Finance Rate and Fees

10% of funds advanced



Finance Charge for 14-day $100 loan

$10



APR for 14-day $100 loan

260%



South Carolina State Payday Loan Terms

Maximum Loan Amount

$550



Max Loan Term

31 days



Maximum Finance Rate and Fees

15% of principal



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

390%



South Dakota State Payday Loan Terms

Maximum Loan Amount

$500



Loan Term

Not Specified



Maximum Finance Rate and Fees

36% APR



Finance Charge for 14-day $100 loan

$1.39



APR for 14-day $100 loan

36%



Tennessee State Payday Loan Terms

Maximum Loan Amount

$425 ($500 check)



Max Loan Term

31 days



Maximum Finance Rate and Fees

15% of the face value of the check



Finance Charge for 14-day $100 loan

$17.65



APR for 14-day $100 loan

459%



Texas State Payday Loan Terms

Maximum Loan Amount

Not specified



Loan Term

Up to 180 days for CAB agreemen



Maximum Finance Rate and Fees

No cap on Credit Access Business fees. Lender interest capped at 10%.



Finance Charge for 14-day $100 loan

No cap.



APR for 14-day $100 loan

No cap. Regulator reports average cost 410%.



Utah State Payday Loan Terms

Maximum Loan Amount

No Limit



Loan Term

May not exceed 10 weeks



Maximum Finance Rate and Fees

No usury limit



Finance Charge for 14-day $100 loan

No Limit



APR for 14-day $100 loan

No Limit



Vermont State Payday Loan Terms

Payday loans are not allowed in Vermont. Please choose a different state.



Virginia State Payday Loan Terms

Maximum Loan Amount

$500



Min Loan Term

2 pay periods



Maximum Finance Rate and Fees

36% annual interest + $5 verification fee + 20% of loan



Finance Charge for 14-day $100 loan

$26.38



APR for 14-day $100 loan

687.76%



Washington State Payday Loan Terms

Maximum Loan Amount

$700 or 30% of gross monthly income, whichever is less



Loan Term

Min. 7 days, Max 45 days.



Maximum Finance Rate and Fees

15%: first $500; 10%: remaining portion of the loan in excess of $500 up to the $700 maximum



Finance Charge for 14-day $100 loan

$15



APR for 14-day $100 loan

390%



West Virginia State Payday Loan Terms

Payday loans are not allowed in West Virginia. Please choose a different state.



Wisconsin State Payday Loan Terms

Maximum Loan Amount

Lesser of $1,500 including fees or 35% gross monthly income



Loan Term

90 days or less



Maximum Finance Rate and Fees

No Limit



Finance Charge for 14-day $100 loan

No Limit



APR for 14-day $100 loan

No Limit



Wyoming State Payday Loan Terms

Maximum Loan Amount

Not Specified



Max Loan Term

1 calendar month



Maximum Finance Rate and Fees

the greater of 20% per month or $30



Finance Charge for 14-day $100 loan

$30



APR for 14-day $100 loan

780%




Disclaimer About Fees & Charges

Slickcashloan.com is not a lender and never makes credit decisions. For this reason, the service cannot provide the users of the website with any information regarding the rates and fees associated with particular short-term loan products and the offers, provided by the lenders matched with the users of the website. However, slickcashloan.com is striving hard to ensure that the lenders in our network strictly adhere to all applicable international, federal, state and local regulations and laws and able to provide fair credit practices within the industry.

Short-term loans should be used as a temporary financial instrument and can become very expensive in case this financial product is used for additional terms. Usually, this credit is associated with relatively high financial charges, rates and fees. For this reason, the industry is heavily regulated on federal, state and local levels. Moreover, the number or organizations, either governmental or non-governmental, which provide control over the agents in this industry and establish the best practices and regulative procedures, steadily grow and develop.

In order to protect consumers from unfair lending practices, many states have implemented their own regulations in addition to federal laws. Individual states may govern the terms including but not limited to the maximum allowable loan amount, the charges that lenders are able to apply to loans, the number of rollovers (renewals) and term specifications that are available, the late fees that may be applied and the number of outstanding loans that consumer can have at a time. Follow the link to this official website and this resource to get all the necessary information regarding the regulations in your state. Please check back before applying, as these regulations are subject to changes at any time.

The states in which short-term cash loans are prohibited include but not limit to Arkansas, New York, Vermont and West Virginia. This list is not exhaustive and subject to changes at any time without prior notice. Please, check the official websites listed above to follow the changes in state regulations regarding short-term lending.

McAfee SECURE