Installment Loans Online - Clear Payments
With SlickCashLoan, in a matter of minutes, you can check your online offer for an installment loan. Learn the details of the amounts, the payment schedule, and total costs with no obligation involved. If the terms are acceptable to you, the application can be e-signed and the lender will be able to wire the funds to you by the next business day.
Why Choose Installment Loans with SlickCashLoan?
Installment loans provide a way to spread the cost of borrowing money over a period of months. You will know the dollar cost, payments per month, and payoff date before signing your name to the loan offer. Consistent payments are more easily adapted to budgets than a lump sum due date.
Funds move directly into your checking account. No trip to the branch, no paperwork to be filled out. Just a safe, secure online process backed by helpful customer service.
How It Works
- Fill out SlickCashLoan's simple form with your contact and income information. This takes about five minutes.
- Review the offer presented to you. Here you will see loan amount, number of payments and total cost. Review carefully and ask questions if anything is unclear.
- Sign electronically. After the loan agreement is completed, the lender will send you the funds, sometimes the same day.
Typical Costs
Here is a breakdown of the common types of expenses that you might incur by utilizing this loan:
- The interest rate, or annual percentage rate (APR), usually ranges from 25 to 160%.
- An origination fee, which is a fee charged in connection with the preparation of the loan, is usually between 1% and 10% of the amount borrowed.
- If payments are received past the due date, there may be a fee of $15 or 5% of the amount of the unpaid payment (whichever is less).
All of these figures may be changed around, according to the facts and conditions surrounding your loan, such as its size, length of time for payment, and any laws regarding the loan which exist in your state.
Key Benefits
- Predictable payment dates will enable easier budgeting, and a plan convenient for your pay cycle can be selected.
- In most states, there is no fee for early pay off, and all costs are given before signing.
- All transactions are done through bank-grade 256 bit encryption, and real people are available to aid you by phone, or email.
Who Qualifies?
Lenders through SlickCashLoan seek income and present banking history first. Many people with bad credit are able to obtain installment loans. You can check your options here without triggering a hard inquiry on a regular credit report.
SlickCashLoan Loan Calculator: Compare Payment Options
See how payment varies by changing the amount or term. Total interest and when the loan would be paid off would appear. By using the loan comparison page, you can place side-by-side two methods of borrowing and balance payment size with total cost.
Smart Borrowing Tips
Borrow only what is needed, check the due dates against your pay cycle, and contact us early when it appears difficult to make a payment. If you stay ahead of the changing payment, it will work within the budget.
Who Uses Installment Loans?
People use installment loans when they have a large expense that cannot wait until pay day. Examples include medical bills, car repairs, home appliances, or school expenditures. By extending repayment periods over fixed dates, it will keep these unforeseen expenses from taking away one entire payday. If the expense is greater, or you need longer to repay, an installment loan is a better answer.
Repayment Flexibility
You may make payments either bi-weekly or monthly depending also on your pay period. If you change the time schedule, payments will be smaller but the loan time will be extended. Use the loan calculator to determine how a longer period will change the total cost, then choose the period that best suits your earning schedule.
Security and Privacy
The personal data you send us is protected with the same security protections that banks use to protect their information. All data will be encrypted to keep it confidential. Rest assured that we will never sell, lease, or furnish your information to any third party. Please read our overall privacy policy for further details before submitting the application.
Start Your Application
Simply complete the short form to learn how much your monthly payment could be, when the repayment would start, and what the total cost will be. You are in no way obligated to go forward with the offer. It will be provided quickly, so that you may consult it in the privacy of your own home.
You may electronically sign the contract, assuming it meets your financial needs. Depending on bank procedures and cutoff times, the lender may have the money to you by the next business day.
FAQs
How quickly will I see the money?
Approved loans are funded usually by the next day.
Can I qualify with bad credit?
Yes. Lenders look at your income and recent activity in your bank. A regular deposit history helps. The final approval will depend on the review done by the lender and the laws in your state.
Will there be a hard pull on my credit?
There is no hard pull to be able to see what your options are through SlickCashLoan. Some lenders may have to perform a hard pull if you use their options and sign.
Is it allowed to pay early?
Yes. You can pay off the balances early, which decreases the interest without penalty.
What states do you operate in?
Availability depends on local laws. Start the form and we will tell you immediately if your state is available.
What if I miss a payment?
You should contact your lender as soon as possible. They can in most instances change the schedule or set a new date for payments.