Useful Tips, Articles on Personal Finance

Preserve Your Score: Effective Credit Card Cancellation Tips

When it comes to figuring out how to cancel a credit card without hurting your score, there are several factors you need to consider. Figuring out the best way to end a credit card without adversely affecting your score can be tricky, but with proper knowledge and technique it is achievable. In this blog post,[…]

Good Debt vs. Bad Debt: Understanding the Difference

Debt is a scary word for most people. We’re taught from a young age that debt means you owe someone money, and depending on who you owe, this amount may need to be paid back with interest that is constantly accruing. When a risky debt is taken on, it can prompt you to lose control[…]

How to Navigate Payday Loans Without Getting Scammed

In today’s fast-paced world, financial situations can change quickly. Many turn to payday loans, a flexible solution providing a lifeline when you need cash—but it’s essential to be wary, as many each year fall foul of payday loan scams. This guide will explain payday loans, tips to avoid becoming a victim, and the best place[…]

How to Overcome a Financial Crisis

Are you facing a financial crisis due to an unexpected event? An illness, job loss, or a life event such as a divorce can gradually erode funds. You may face difficulty making ends meet, leading to a financial crisis. Borrowing to get out of debt will worsen your situation and affect your credit rating. Do[…]

10 Ways College Students Can Save Money and Avoid Debt

To ensure college students are able to afford their education, it is essential for them to find ways of cutting costs and reducing debt. In this blog post, we will discuss 10 ways college students can save money and avoid accumulating student loan debt while still enjoying their college experience. From creating a budget to[…]

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