Useful Tips, Articles on Personal Finance

Are You Prepared For Higher Interest Rates?

We’ve been spoiled by years of bargain-basement interest rates since the financial crisis of 2009. But, even after the climb to a modest peak of 2%, the onset of the pandemic triggered the U.S. Federal Reserve (Fed) to maintain rates at or near zero. The primary reason was to stimulate an economy that came to[…]

10 Smart Ways to Save Money

Everyone wants to save money for the future, but few people manage to do so successfully. If you are looking for smart ways to save money, this article will equip you with a few effective money management techniques you can employ to help you get your saving game on point. 1. Employ Auto-Save Tools Out[…]

Payday Loans vs. Installment Loans: 5 Key Differences Between Them

Payday loans and installment loans are convenient ways to pay for expenses. Both are personal loans that can finance home repairs, medical bills, shopping sprees, or vacations. However, there are vast differences between the two payment options. Comparing the two can help you choose the best method to finance your expenditure. Differences by Definition What[…]

Best Way to Spend or Use a Payday Loan

Many issues can cause you to get strapped for cash before your next paycheck. In such situations, you might have to get a payday loan, especially if you need the money quickly or your credit score is wanting. However, it is worth noting that payday loans come with several challenges. For instance, a payday loan[…]

Payday Loans: Does It Affect Your Credit Score?

Ever had a financial situation and needed money urgently? Well, I am sure you must have thought about a payday loan. But, many people ask themselves, will payday loans affect their credit score? I understand that building up your credit score takes time, and you want to protect it. However, a payday loan cannot affect[…]

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